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FLEXIBLE SPENDING ACCOUNTS (FSA)
What is covered?
Health
Care Eligible Expenses:
Typically, eligible health care expenses are those incurred
for medical care. Medical care expenses include amounts paid
for the diagnosis, care, mitigation, treatment, or prevention
of disease or illness and for treatments affecting any part
or function of the body.
- Acupuncture
- Air conditioners *
- Automobile equipment to assist the
physically disabled
- Birth control pills
- Braille books and magazines
- Child birth preparation classes
- Chiropractic expenses
- Contact lenses and solutions
- Co-pay amounts under your
insurance plan
- Co-insurance
- Cost of guide or guide dogs for persons
who are visually or hearing impaired
- Cost of a note-taker
for a hearing impaired child in school
- Crutches
- Deductibles for medical, dental, and
vision plans
- Dental cleanings
and fillings
- Detoxification or drug abuse
centers
- Diabetic supplies
- Expenses in excess of medical,
dental, or vision plan
limits
- Expenses for services connected
with donating an organ
- Eye exams
- Eyeglasses
- Hearing aids
- Household visual alert
system for
hearing impaired persons
- Laser eye surgery
- Medically necessary
mattresses
and boards
*
- Orthodontia
- Orthopedic
shoes
- Over-the-counter medicines
- Physical
therapy
- Prescription
drugs
- Psychotherapy
- Radiation
treatments
- Remedial
reading *
- Respirators
- Routine
physical exams
- Smoking
cessation programs
- Specialized
equipment for
disabled persons
- Special
devices, such
as a
tape recorder
and typewriter,
for persons
who are
visually impaired
- Speech
therapy
- Sterilization
surgery
- Transportation
expenses
related
to medical
care
- Water
fluoridation
devices
*
- Weight
reduction
program
for
physician
diagnosed
obesity
- Well
baby
and
well
child
care
- Wheelchairs
- Whirlpool
baths
*
- Wigs
for
hair
loss
due
to
any
disease *
- X-rays
*
Expenses
noted
by
asterisk
must
be
accompanied
by
a
doctor's
certification
indicating
the
medical
disorder,
the
specific
treatment
needed,
and
how
this
treatment
will
cure,
mitigate,
treat
or
prevent
a
specific
medical
condition.
In
some
cases,
additional
documentation
may
also
be
required
to
validate
the
expense
for
reimbursement.
Health Care Ineligible Expenses:
- Cosmetic expenses
- Expenses claimed on your income tax
return
- Expenses not eligible to be claimed as an income
tax deduction
- Expenses reimbursed by other sources, such
as insurance companies
- Fees for exercise/athletic/health
clubs where there is no specific medical reason for membership
- Hair transplants
- Illegal treatments, operations, or drugs
- Insurance premiums
- Nicotine patches and gum
- Postage/handling fees
- Weight reduction programs for general
well being
Dependent Care Eligible Expenses:
- Care for a child under age 13 at a day camp or nursery
school, or by a private sitter
- Elder care for an incapacitated
adult who lives with you at least 8 hours a day
- Expenses
for pre-school and after-school child care (these expenses
must be kept separate from any tuition expenses)
- Cost
of a housekeeper whose duties include the care of a qualifying
dependent
Dependent Care Ineligible Expenses:
- Expenses for overnight camps
- Expenses for education or
tuition
- Late payment fees
- Placement fees for finding a dependent
care provider (i.e. Au Pair)
- Sports lessons, field trips,
clothing
- Transportation to and from the child care provider
More
Information (Related Web Links):
For
more information on eligible and ineligible expenses, visit
the following sites:
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